Car and EV
Car and EV
Your journey towards car or electric vehicle ownership begins here. Our team is dedicated to providing you with a seamless and rewarding experience through our extended lender panel, efficient process, and exceptional customer service.
Why Choose Us for Car and EV Loans?
- Diverse Lender PanelWe understand that one size doesn’t fit all. That’s why we’ve partnered with a diverse range of lenders, ensuring you have access to a wide array of loan options. Whether you’re looking for a traditional car loan or exploring financing options for an electric vehicle, our extended lender panel gives you the flexibility to choose the terms that best suit your needs.
- Streamlined and Efficient ProcessWe appreciate the importance of your time, and we’ve designed our loan application process with efficiency in mind. Our user-friendly processes allow you to complete your application quickly and easily. Securing the finance you need for your car or EV is just a few clicks away.
- Personalised GuidanceNavigating the world of car and EV loans can be complex, but you don’t have to do it alone. Whether you have questions about interest rates, loan terms, or any other aspect of the finance process, we’re here to help. We believe in empowering you with the knowledge to make informed decisions.
- Competitive RatesOur commitment to securing competitive interest rates means you can drive away with confidence, knowing you’ve secured a loan that fits your budget. We negotiate on your behalf to ensure you get a suitable outcome.
Types of car loans
Choosing the right car loan product ensures you attain the most suitable option for your circumstance.
New or Demo
Whether it’s a new or demo purchase, we have lender options to suit your needs. Security will be used in the form of the desired vehicle purchase which can typically provide you with a competitive lender product.
Used
Personal loans are typically the best option when purchasing a used car. It can be secured or unsecured although most borrowers use their car as security for the loan to get a lower interest rate and better terms. Unlike other car financing options, you won’t be required to use your vehicle for a specific purpose. You won’t also need a third party to secure the loan.
EV or Hybrid
With the EV and hybrid vehicles becoming more prominent, lenders have dedicated products suited for this market segment. Green loans can sometimes be an option for the right car.
Novated Lease
Available for individuals and businesses, this option involves the lender buying the car and leasing it to you as the borrower. You can use the car immediately with little or no capital outlay in exchange for monthly rental payments. You are also responsible for the car’s maintenance. At the end of the lease period, you can either refinance, return, or buy the car for its residual amount.
Vehicle for Business Use
There are a raft of lenders that provide suitable finance products depending on the type of business you are, and the intended business use for the vehicle. Our team can help find a suitable lender that suits your business needs.
Features
Loan term
1-7 Years
Loan Amount
Up to $250k
Rates
Options from an extended lender panel
Fees
No loan fees or early termination fees available
Repayment frequency
Weekly, Fortnightly, Monthly
Asset Condition
New or Used
Vendor Type
Dealer or Private
Balloon
Yes, options available
How it works
Using a broker for your finance needs allows you to compare lenders and find a product that suits your circumstance.
Get started on your finance journey today.
Get a quote
Our latest resources
Victorian-based brokerage NGS Capital Partners has been unveiled as a referral partner on Asset Finance Exchange (AFX), a new asset finance marketplace that is designed to connect finance professionals – such as mortgage brokers – with experienced asset finance specialists.
